Terms and Conditions of Service
These terms govern your use of mardunexa services and website. By accessing our website or engaging our services, you agree to these terms. Please read them carefully before proceeding.
These terms were last updated September 6, 2025
Acceptance of Terms
By accessing this website, contacting us, or engaging our financial planning services, you accept and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you should not use our website or services. Your continued use constitutes ongoing acceptance of these terms as they may be modified from time to time.
Definitions
For purposes of these terms, the following definitions apply:
Services refers to financial planning consultations, analytical reviews, recommendations, and related professional guidance we provide to clients under engagement agreements.
Website refers to the mardunexa.world website including all pages, content, features, and functionality accessible through this mardunexa.
Client or You refers to individuals or entities engaging our services or using our website including visitors, prospective clients, and engaged clients.
We, Us, or Our refers to mardunexa, our employees, contractors, and authorized representatives providing services under our name.
Use of Services
Our services are provided for informational and consultative purposes. You agree to use services lawfully and in accordance with these terms. You are responsible for maintaining confidentiality of any account credentials and for all activities under your account.
Eligibility
Services are available to individuals who have reached the age of majority in their province or territory of residence. By engaging services, you represent that you meet eligibility requirements and have authority to enter binding agreements.
Services may not be suitable for individuals outside Canada where different regulations apply.
Your Responsibilities
When engaging our services, you agree to:
Prohibited Uses
You may not use our website or services to:
Intellectual Property Rights
All content on our website including text, graphics, logos, images, and software is our property or that of our licensors and is protected by Canadian and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.
User-Submitted Content
If you submit content to us including messages, documents, or other materials, you grant us a license to use that content for purposes of providing services and improving our offerings.
Retention of Your Rights
You retain ownership rights to content you submit. However, you grant us necessary rights to use submitted materials for providing services you request and improving service quality.
Privacy and Data Protection
We collect, use, and protect personal information in accordance with our Privacy Policy and applicable Canadian privacy legislation including federal and provincial laws. Our Privacy Policy explains what information we collect, how we use it, and your rights regarding your personal information. By using services, you consent to data practices described in our Privacy Policy.
View Privacy PolicyService Disclaimers and Limitations
Important limitations apply to our services:
No Guarantee of Results
Financial planning involves uncertainty. We cannot and do not guarantee specific outcomes, returns, or results. Past performance does not indicate future results. Results may vary significantly based on individual circumstances, market conditions, and external factors.
Limitation of Liability
To the maximum extent permitted by law, we are not liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of services or website including but not limited to financial losses, even if we have been advised of possibility of such damages.
Indemnification
You agree to indemnify and hold us harmless from any claims, losses, damages, liabilities, or expenses including legal fees arising from your use of services, violation of these terms, or infringement of any rights of third parties.
Dispute Resolution Procedures
In the event of disputes, the following procedures apply:
Arbitration
Any disputes arising from these terms or services will be resolved through binding arbitration in accordance with the rules of the ADR Institute of Canada rather than in court, except where prohibited by law.
You waive the right to participate in class action lawsuits or class-wide arbitration except where such waivers are prohibited by applicable law.
Online Dispute Resolution
The European Union provides an online dispute resolution platform for consumers at the link below. While our services primarily serve Canadian clients, we include this reference for transparency regarding international dispute resolution mechanisms.
EU Online Dispute Resolution PlatformSeverability
If any provision of these terms is found invalid or unenforceable, that provision will be enforced to the maximum extent possible, and other provisions will remain in full force and effect.
Entire Agreement
These terms, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and mardunexa regarding use of our services.
Governing Law and Jurisdiction
These terms are governed by the laws of Canada and the province where our principal office is located, without regard to conflict of law provisions.
Termination
We reserve the right to terminate or suspend access to our website or services immediately without prior notice for any reason including breach of these terms. Upon termination, your right to use services ceases immediately.
Modifications
We reserve the right to modify these terms at any time. Changes become effective when posted to our website. Your continued use of services after changes constitutes acceptance of modified terms. We recommend reviewing terms periodically.
Contact Information for Terms Questions
If you have questions about these terms and conditions, please contact us using the information below.
Email Address: content@mardunexa.world
Phone: +1-902-244-5752
Address: 51 Wolseley Street, Toronto, ON M5T 1A4 Canada
Original Effective Date: These terms became effective September 6, 2025
Version: Version 1.0